by Bank of America and GMAC Mortgage that they would resume "robo-signer
" foreclosures in 23 states, one website is telling homeowners to demand to see their mortgage note before any bank tries to take their homes.
The Where's the note?
site, which we found through Blue Oregon
, is an online letter generator for homeowners who want to find their mortgage note and obtain a copy of it.
The web site points out that a bank needs a copy of the note signed by the homeowner before foreclosing on a house—and that with the giant toxic mortgage mess, many mortgages have changed hands.
Although Oregon may not yet be among the 23 states where Bank of America and GMAC Mortgage are resuming foreclosures, analysts in this AP
story say other banks may follow. So, check out Where's the note? It takes just a few minutes to generate the letter.